When you generate your Chapter 13 plan, certain sections are automatically populated with data pulled directly from your case. This article explains exactly how each part of your plan is filled in, so you know how your case information needs to be entered for it to appear in the correct section of your plan.
(These instructions are specific to the New Jersey Plan. If you are looking for a different district, you can search the Help Center for the article related to your plan.)
§ 3.a – Priority Claims List all priority claims. Claims will include the Chapter 13 Standing Trustee, attorney fee balance, Domestic Support Obligations, and any additional priority creditors.
§ 3.b – Domestic Support Obligations Assigned to a Governmental Unit List all Domestic Support Obligation claims.
§ 4.a – Curing Default and Maintaining Payments on Principal Residence List all mortgages which are attached to the debtor's residential property where the intent is NOT to surrender, which also has an arrearage amount due.
§ 4.b – Curing and Maintaining Payments on Non-Principal Residence and Other Loans List all mortgages which are NOT attached to the debtor's residential property where the intent is NOT to surrender, which also has an arrearage amount due.
§ 4.c – Secured Claims Excluded from § 506 (910 Vehicle) List all secured claims where the box is selected for "Excluded from 11 U.S.C. § 506 (910 Vehicle)".
§ 4.d – Requests for Valuation of Security (Cramdown) List all secured claims where the intent is NOT to surrender, where the treatment is to pay inside the plan, and where the secured balance is LESS than the balance from Schedule D.
§ 4.e – Surrender of Collateral List all secured claims where the intent is to surrender.
§ 4.f – Secured Claims Unaffected by the Plan List all secured claims where the treatment is to pay outside the plan.
§ 4.g – Secured Claims to be Paid in Full Through the Plan List all secured claims to be paid in full through the plan.
§ 5 – Unsecured Claims If there are no unsecured claims, this section will indicate "None."
§ 5.b – Separately Classified Unsecured Claims List all unsecured claims with special treatment.
§ 6 – Executory Contracts and Unexpired Leases List all leases where the intent is to assume. Do not list the lease arrears as a separate claim entry.
§ 7.b – Motion to Avoid Liens and Reclassify Claims as Unsecured List all claims where the intent is to avoid.
💡 Note: If you don't see instructions for a specific section, that section likely requires a manual entry. You can enter data directly in the Plan Editor. Check out this article for tips on using the editor.purchase money security interest. If there are no such claims, this section will indicate "None."
§ 4.d – Requests for Valuation of Security (Cramdown) If there are any secured claims where the secured balance is less than the total amount owed and the treatment is to pay inside the plan, this section will list those claims along with the collateral value and interest rate. The portion of the claim above the collateral value will be treated as an unsecured claim. If there are no such claims, this section will indicate "None."
§ 4.e – Surrender of Collateral If there are any claims where the intent is to surrender the collateral, this section will list those creditors and the collateral being surrendered. If there are no such claims, this section will indicate "None."
§ 4.f – Secured Claims Unaffected by the Plan If there are any secured claims where the treatment is to pay outside the plan, this section will list those creditors and their collateral. If there are no such claims, this section will indicate "None."
§ 4.g – Secured Claims to be Paid in Full Through the Plan If there are any secured claims being paid in full through the plan that do not fall into another category above, this section will list those claims. If there are no such claims, this section will indicate "None."
§ 5 – Unsecured Claims Indicates whether there are any non-priority unsecured claims in the case. If there are no unsecured claims, this section will indicate "None."
§ 5.b – Separately Classified Unsecured Claims If there are any unsecured claims with special treatment, this section will list those claims along with the basis for their separate classification and how they will be treated. If there are no such claims, this section will indicate "None."
§ 6 – Executory Contracts and Unexpired Leases If there are any leases where the intent is to assume, this section will list those leases. Lease arrears are included within the lease entry and are not listed as separate claims. All other executory contracts and unexpired leases not listed here are rejected. If there are no lease claims, this section will indicate "None."
§ 7.b – Motion to Avoid Liens and Reclassify Claims as Unsecured If there are any claims where the intent is to avoid the lien and reclassify the claim as fully unsecured, this section will list those creditors and the associated lien details. If there are no such claims, this section will indicate "None."
💡 Note: If you don't see instructions for a specific section, that section likely requires a manual entry. You can enter data directly in the Plan Editor. Check out this article for tips on using the editor.