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All CollectionsMeans TestChapter 7 - 122A-2
Chapter 7 Means Test Calculation (122A-2) - Line 33
Chapter 7 Means Test Calculation (122A-2) - Line 33

See how lines 33a - 33e are calculated on Form 122A-2

Kelly Torres avatar
Written by Kelly Torres
Updated over 7 months ago

Line 33: For debts that are secured by an interest in property that you own, including home mortgages, vehicle loans, and other secured debt, fill in lines 33a through 33g. To calculate the total average monthly payment, add all amounts that are contractually due to each secured creditor in the 60 months after you file for bankruptcy. Then divide by 60.

See below to see how each line is calculated.

Line 33a: Copy line 9b here.

We will copy the value from line 9b and use that value for line 33a.

Line 33b: Copy line 13b here.

We will copy the value from line 13b and use that value for line 33b.

Line 33c: Copy line 13e here.

We will copy the value from line 13e and use that value for line 33c.

Line 33d: List other secured debts.

Where to enter this in NextChapter: Means Test > Means Test Questions > Future Payments on debts (due in 60 months) > Type: Other AND/OR Vehicle

To get future payments to show in this section, they should be entered in Secured Claims. The type must be selected as "Other" or it will go to the mortgage and vehicle lines.

Line 33e: Total average monthly payment.

Line 33e is calculated by adding lines 33a through 33d together.

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