When you generate your Chapter 13 plan, certain sections are automatically populated with data pulled directly from your case. This article explains exactly how each part of your plan is filled in, so you know how your case information needs to be entered for it to appear in the correct section of your plan.
(These instructions are specific to the Arizona Plan. If you are looking for a different district, you can search the Help Center for the article related to your plan.)
Plan Includes – Limit on Secured Claim Amount Indicates whether any secured claims are subject to a valuation (cramdown) under § C.5.b. If any such claims exist, this section will reflect that they are included. If not, it will reflect that they are not included.
Plan Includes – Lien Avoidance Indicates whether any judicial liens or nonpossessory, nonpurchase-money security interests are being avoided under § C.5.c. If any such claims exist, this section will reflect that they are included. If not, it will reflect that they are not included.
§ C.1.b – Mortgage Conduit Payments Indicates whether any mortgage claims are being paid conduit through the Trustee. If a conduit mortgage exists, this section will reflect that. If not, this section will indicate "None."
§ C.3 – Leases and Unexpired Executory Contracts If there are any leases or executory contracts, this section will list them separated by whether they are being assumed or rejected. For assumed leases, any arrearage will be cured through plan payments. If there are no leases or executory contracts, this section will indicate "None."
§ C.4 – Creditors with a Security Interest in Real Property If there are any claims attached to real property, this section will list them across up to three categories depending on the treatment. Claims where all senior liens exceed the property value will be treated as wholly unsecured. Mortgage claims with no pre-petition arrears where the debtor pays outside the plan will be listed separately from conduit mortgage claims where both the regular payment and arrears are paid through the Trustee. If there are no real property claims, this section will indicate "None."
§ C.5.a – Unmodified Secured Claims (910 Vehicle and Other) Lists all non-mortgage secured claims where the balance matches the amount owed and the intent is not to surrender or avoid. These claims will be paid in full through the plan with interest. If there are no such claims, this section will indicate "None."
§ C.5.b – Modified Secured Claims (Cramdown) Lists all non-mortgage secured claims where the secured balance is less than the total amount owed and the treatment is to pay inside the plan. The secured portion will be paid through the plan with interest, and any amount above the collateral value will be treated as an unsecured claim. If there are no such claims, this section will indicate "None."
§ C.5.c – Lien Avoidance Lists any secured claims attached to personal or real property where the intent is to avoid the lien. The avoided portion will be treated as an unsecured claim, and any remaining secured amount will be paid in full through the plan. If there are no such claims, this section will indicate "None."
§ C.6 – Priority Unsecured Claims If there are any priority claims, this section will list them in two groups: Domestic Support Obligation arrears to be cured through the plan, and all other priority claims such as tax debts. If there are no priority claims, this section will indicate "None."
§ D – Surrendered Property Lists all claims where the intent is to surrender the collateral. If there are no such claims, this section will indicate "None."
💡 Note: If you don't see instructions for a specific section, that section likely requires a manual entry. You can enter data directly in the Plan Editor. Check out this article for tips on using the editor.