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Chapter 13: Wyoming Plan Instructions

Written by Emma Ceniza
Updated today

When you generate your Chapter 13 plan, certain sections are automatically populated with data pulled directly from your case. This article explains exactly how each part of your plan is filled in, so you know how your case information needs to be entered for it to appear in the correct section of your plan.

(These instructions are specific to the Wyoming Plan. If you are looking for a different district, you can search the Help Center for the article related to your plan.)


§ 1.1 – Limit on Secured Claim Amount Indicates whether any secured claims are subject to a valuation (cramdown) under § 3.2. If any such claims exist, this section will reflect that they are included. If not, it will reflect that they are not included.


§ 1.2 – Lien Avoidance Indicates whether any judicial liens or nonpossessory, nonpurchase-money security interests are being avoided under § 3.4. If any such claims exist, this section will reflect that they are included. If not, it will reflect that they are not included.


§ 3.1 – Maintenance of Payments and Cure of Default Lists all secured mortgage claims where the intent is not to surrender or avoid. This section also includes any vehicles with arrears and any secured or vehicle claims where the treatment is to pay outside of the plan. If a vehicle is listed here, it will not appear in § 3.2 or § 3.3. Mortgage and vehicle arrears are included within each entry and are not listed as separate claims. If there are no such claims, this section will indicate "None."


§ 3.2 – Request for Valuation of Security (Cramdown) Lists all secured claims where the 506 (cramdown) treatment is selected. The secured portion of the claim will be paid in full with interest, and any amount above the secured value will be treated as an unsecured claim in Part 5. If there are no such claims, this section will indicate "None."


§ 3.3 – Secured Claims Excluded from § 506 (910 Vehicle) Lists all secured claims where the 910 vehicle treatment is selected. These are claims incurred within 910 days of the petition date secured by a motor vehicle purchased for the debtor's personal use, or within 1 year for any other purchase money security interest. If there are no such claims, this section will indicate "None."


§ 3.4 – Lien Avoidance Lists all secured claims where the intent is to avoid the lien. If there are multiple liens being avoided, each creditor's information will be listed separately. If there are no such claims, this section will indicate "None."


§ 3.5 – Surrender of Collateral Lists all claims where the intent is to surrender the collateral. Any resulting unsecured claim will be treated in Part 5. If there are no such claims, this section will indicate "None."


§ 4.4 – Priority Claims Other Than Attorney's Fees If there are priority claims in the case, this section will reflect the estimated total amount of those claims. If there are no priority claims, this section will indicate "None."


§ 5.2 – Maintenance of Payments and Cure of Default on Nonpriority Unsecured Claims Lists any unsecured claims where the treatment is one of the three long-term payment types. Current installment payments and any arrears will be paid through the plan. If there are no such claims, this section will indicate "None."


§ 5.3 – Separately Classified Nonpriority Unsecured Claims Lists all unsecured nonpriority claims that have a special treatment selected. If there are no such claims, this section will indicate "None."


§ 6.1 – Executory Contracts and Unexpired Leases Lists all leases where the intent is to assume. Lease arrears are included within the lease entry and are not listed as separate claims. All other executory contracts and unexpired leases not listed here are rejected. If there are no lease claims, this section will indicate "None."


💡 Note: If you don't see instructions for a specific section, that section likely requires a manual entry. You can enter data directly in the Plan Editor. Check out this article for tips on using the editor.

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