NextChapter has built in amortization calculators in the following sections:
Means Test > Means Test Questions > Future Payments on debts (due in 60 months)
Chapter 13 > Plan Calculator > Edit Plan Treatment
NextChapter will NOT automatically amortize balances on your means test or Chapter 13 plans since we do not know the terms of the loan. However, there are built in amortization calculators that make it easy for our users to calculate the total due.
When you click on "Amortize" you will be able to plug in the total debt, interest rate and number of months to calculate the amortized balance due. You will able to view the payment amounts and you may also opt to Use Amortized Amount to plug that directly into your case.