When you generate your Chapter 13 plan, certain sections are automatically populated with data pulled directly from your case. This article explains exactly how each part of your plan is filled in, so you know how your case information needs to be entered for it to appear in the correct section of your plan.
(These instructions are specific to the Oregon District Plan. If you are looking for a different district, you can search the Help Center for the article related to your plan.)
§ 2 – Applicable Commitment Period This section is controlled by the debtor's income relative to the state median.
If the debtor is below median income, the plan will reflect a commitment period of 36 months.
If the debtor is above median income, the plan will reflect a commitment period of 60 months.
§ 4(b)(1) – Cure of Default and Claim Modification List all secured claims where the intent is not to surrender and the treatment is to pay conduit or inside the plan. Include all secured claims attached to real or personal property. Do not list arrears as separate claims and do not include leases. For each claim, enter the creditor name, collateral description, and monthly plan payment. Only one of the following three columns should be completed per claim:
For mortgage claims with an arrearage, enter the estimated arrearage amount.
For secured claims where the secured balance is less than the balance on Schedule D, enter the collateral value (amortized balance).
For secured claims where the secured balance is not less than the balance on Schedule D, enter the estimated secured claim amount (amortized balance).
§ 4(b)(2) – Secured Claim Modification — Personal Property List all secured claims where the treatment proposes to modify the claim amount, including purchase money security interests on motor vehicles acquired within 910 days before the petition date and other personal property acquired within 1 year before the petition date. For each claim, enter the creditor name, collateral description, amount of the claim as modified (value of collateral), monthly payment, and interest rate.
§ 4(b)(4) – Surrender of Collateral List all claims where the intent is to surrender. For each claim, enter the creditor name and a description of the collateral to be surrendered.
§ 5 – Executory Contracts and Leases List all leases where the intent is to assume. For each entry, enter the creditor name, amount of any default (enter "None" if there is no default), and cure provisions (if applicable).
§ 7 – Direct Payments List all secured claims where the treatment is to pay outside the plan. For each claim, enter the creditor name, collateral description, and monthly payment amount.
💡 Note: If you don't see instructions for a specific section, that section likely requires a manual entry. You can enter data directly in the Plan Editor. Check out [this article] for tips on using the editor.