When you generate your Chapter 13 plan, certain sections are automatically populated with data pulled directly from your case. This article explains exactly how each part of your plan is filled in, so you know how your case information needs to be entered for it to appear in the correct section of your plan.
(These instructions are specific to the North Dakota District Plan. If you are looking for a different district, you can search the Help Center for the article related to your plan.)
§ 2.3 – Minimum Plan Length This section is controlled by the debtor's income relative to the state median.
If the debtor's income is below the median income, the plan will reflect a minimum plan length of 36 months.
If the debtor's income is above the median income, the plan will reflect a minimum plan length of 60 months.
Part 4 – Executory Contracts and Unexpired Leases List any leases where the intent is to assume. For each entry, enter the creditor name and description of the property. If there are no such claims, this section will indicate "None."
Part 5 – Claims Not in Default List any secured claims that are not mortgages where the treatment is to pay outside the plan, and any secured mortgage claims where the treatment is to pay outside the plan with no arrearages. For each claim, enter the creditor name and description of the property.
Part 6 – Home Mortgages in Default List any secured mortgage arrearage claims attached to the debtor's residential property. For each claim, enter the creditor name, arrearage balance, monthly arrearage payment, and number of payments (calculated by dividing the arrearage balance by the monthly payment, rounded up to the nearest whole number).
Part 7 – Claims in Default List any secured mortgage arrearage claims that are not attached to the debtor's residential property, and any vehicle arrearage claims. For each claim, enter the creditor name, arrearage balance, interest rate (if any), monthly arrearage payment, and number of payments (calculated by dividing the arrearage balance by the monthly payment, rounded up to the nearest whole number).
Part 8 – Secured Claims — Cramdown List any secured claims where the treatment is Subject to 11 U.S.C. § 506 (Cram down). For each claim, enter the creditor name, total claim amount from Schedule D, allowed secured claim amount (value of collateral), interest rate, monthly payment, and number of payments (calculated by dividing the amortized balance by the monthly payment, rounded up to the nearest whole number).
Part 9 – Secured Claims Excluded from § 506 List any secured claims where the treatment is Excluded from 11 U.S.C. § 506 (910 Vehicle). For each claim, enter the creditor name, claim amount, interest rate, monthly payment, and number of payments (calculated by dividing the amortized balance by the monthly payment, rounded up to the nearest whole number). If there are no such claims, this section will indicate "None."
Part 10 – Priority Claims List any priority claims that are not domestic support obligation claims. The first row will always reflect the attorney's name and the balance of attorney fees owed. For each additional claim, enter the creditor name, estimated claim amount, monthly payment, and number of payments (calculated by dividing the balance by the monthly payment, rounded up to the nearest whole number).
Part 11 – Domestic Support Obligation Claims List any domestic support obligation claims. For each claim, enter the creditor name, estimated claim amount, monthly payment, and number of payments (calculated by dividing the balance by the monthly payment, rounded up to the nearest whole number).
Part 12 – Separate Classes of Unsecured Claims List any unsecured claims that have special treatment. For each claim, enter the creditor name, interest rate (if any), claim amount, monthly payment, and number of payments (calculated by dividing the balance by the monthly payment, rounded up to the nearest whole number).
Part 14 – Surrender of Collateral List any claims where the intent is to surrender. For each claim, enter the creditor name, legal description of the property (for real estate), or description of the property (for personal property).
Liquidation Analysis This section is populated from the property analysis and covers total property values, secured claims, exemptions, and the resulting amounts available to unsecured claimants in a hypothetical Chapter 7 liquidation. For each column, the following amounts are pulled in: total value of all assets, total balance of all secured claims from Schedule D, total exemptions from Schedule C, and total balance of all priority claims from Schedule E/F. The non-exempt equity is calculated by subtracting secured claims and exemptions from the total property value, then deducting estimated Chapter 7 administrative expenses and priority claims to arrive at the amount available for unsecured creditors.
💡 Note: If you don't see instructions for a specific section, that section likely requires a manual entry. You can enter data directly in the Plan Editor. Check out [this article] for tips on using the editor.