In 2025, all bankruptcy courts mandated Multifactor Authentication (MFA) upon login. NextChapter can bypass this step for you now.
To bypass MFA and allow NextChapter to enter the code for you, you must add your Secret Key in NextChapter in My Account Settings > My User Profile.
Your Secret Key can be found on your PACER account. Log into your PACER account and visit Manage My Account > Manage MFA Settings > Authentication Apps > Add App.
Once you click Add App and enter the security code sent to your email, you can follow the process of setting up your authenticator app. (*If you already have an authenticator app set up, you still need to click Add App. You can add another with the same app)
At the Set Up App stage, you will see a long code. This is your Secret Key. Copy and paste the Secret Key into your NextChapter account in My Account Settings > My User Profile.
Once the code has been copy/pasted into NextChapter and you have completed the authenticator app setup, you are all set to file through NextChapter! We will enter the code for you without you having to retrieve it from your app and enter it in NextChapter.