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Chapter 13: Rhode Island Plan Instructions

Written by Sara Taylor
Updated in the last hour

When you generate your Chapter 13 plan, certain sections are automatically populated with data pulled directly from your case. This article explains exactly how each part of your plan is filled in, so you know how your case information needs to be entered for it to appear in the correct section of your plan.

(These instructions are specific to the Rhode Island Plan. If you are looking for a different district, you can search the Help Center for the article related to your plan.)


§ 2.A – Length of Plan

  • If the case is below median income, check: [x] 36 months based on 11 U.S.C. § 1325(b)(4)(A)(i)

  • If the case is above median income, check: [x] 60 months based on 11 U.S.C. § 1325(b)(4)(A)(ii)


§ 3.A – Cure of Default and Maintenance of Payments

  • If there are secured arrearage claims attached to the debtor's residential property where the treatment is to pay inside the plan, add the claim to section 1(a).

  • If there are secured arrearage claims that are NOT attached to the debtor's residential property where the treatment is to pay inside the plan, add the claim to section 1(b).

  • If there are secured arrearage claims where the treatment is to pay outside the plan, add the claim to section 2.


§ 3.B – Modification of Secured Claims

  • If there are secured claims where the treatment is 506, list the claim in section B(1).

  • If there are secured claims where the treatment is 910, list the claim in section B(2).

  • If there are secured claims where the intent is to Avoid, list the claim in section B(3).


§ 3.C – Surrender of Collateral If there are secured claims where the intent is to surrender, list the claim in this section.


§ 4 – Priority Claims If there are priority claims and/or an attorney fee balance owed:

  • Insert any Domestic Support Obligation claims in section A.

  • Insert any priority claims that are NOT Domestic Support Obligation claims in section B.

  • Insert attorney's fees owed in section C.


§ 5 – Nonpriority Unsecured Claims If there are unsecured claims:

  • Insert any unsecured claims that are the result of a secured claim being overridden to a lower amount in section B.

  • Insert any unsecured claims where the consideration is "student loan" in section C.

  • Leave the table for section D with one blank row and no claims added.

  • Insert any claims with special treatment in section F where the consideration is NOT "student loan."


§ 6 – Executory Contracts and Unexpired Leases If there are lease claims with arrears where the intent is to assume:

  • List all lease arrears where the type of lease is Real Estate in section A.

  • List all lease arrears where the type of lease is Car in section B.

  • List all lease arrears where the type of lease is Other in section C.


Exhibit 2 – Liquidation Analysis

  • A. List all real property from the Property Analysis section. Add each property in its own row.

  • B. List all vehicles from the Property Analysis section. Add each vehicle in its own row.

  • C. List all other items from the Property Analysis section that are not real property or vehicles. Add each item in its own row.


💡 Note: If you don't see instructions for a specific section, that section likely requires a manual entry. You can enter data directly in the Plan Editor. Check out this article for tips on using the editor.

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